Website Disclosures
Common Cents Wealth Management, LLC (“Common Cents,” “CC Wealth,” “we,” “us,” or the “firm”) is an investment adviser registered with the U.S. Securities and Exchange Commission (“SEC”). Registration with the SEC does not imply a particular level of skill or training, nor does it constitute an endorsement, recommendation, or approval of Common Cents, its personnel, or its services by the SEC or any other governmental authority.
GENERAL INFORMATION ONLY
The information provided on this website is for general educational and informational purposes only. Nothing on this website is intended to constitute, and should not be interpreted as, individualized investment advice, financial-planning advice, tax advice, accounting advice, legal advice, or a recommendation regarding any particular security, investment product, investment strategy, retirement-planning strategy, or course of action. The information presented on this website does not take into account any person’s individual financial circumstances, investment objectives, risk tolerance, tax situation, time horizon, liquidity needs, or other relevant considerations. Decisions concerning investments, taxes, estate planning, insurance, retirement, and other financial matters should be made only after carefully evaluating an individual’s circumstances and, when appropriate, consulting qualified professional advisers.
NO OFFER OR SOLICITATION
Nothing on this website constitutes an offer to sell, a solicitation of an offer to buy, or a recommendation concerning any security, financial product, investment strategy, or advisory service. Common Cents provides investment-advisory services only in jurisdictions where it is appropriately registered, notice-filed, or otherwise permitted to provide such services. Use of this website, submission of an online form, attendance at an educational event, receipt of information from Common Cents, or communication with the firm does not create an investment-advisory or client relationship. An advisory relationship is established only through a written agreement signed by Common Cents and the client.
INVESTMENT RISK
All investments involve risk, including possible loss of principal. The value of investments can fluctuate, and clients may receive more or less than the amount originally invested. No investment strategy can assure a profit or protect against loss in every market environment. Past performance is not indicative of, and does not guarantee, future results. Any discussion of historical market results, investment performance, economic conditions, or investment characteristics is provided for informational purposes and should not be interpreted as a promise, projection, or guarantee of future performance. Any forward-looking statements, projections, estimates, market expectations, or hypothetical illustrations are based on assumptions and information available when prepared. Actual results may differ materially, and there is no assurance that any projected or anticipated outcome will occur.
ACCURACY AND TIMELINESS OF INFORMATION
Common Cents seeks to provide information that is accurate and useful; however, information may become outdated, incomplete, or inaccurate because of changing market conditions, tax laws, regulations, economic developments, or other circumstances. Common Cents does not represent that all information on this website is complete, current, or suitable for every purpose. Content is current only as of the date it is published or most recently updated. Common Cents has no obligation to update previously published content unless required by applicable law. Nothing in these disclosures is intended to waive or limit any right that a person may have under applicable federal or state securities laws.
THIRD-PARTY INFORMATION AND LINKS
This website may contain information obtained from third-party sources believed to be reliable, but Common Cents has not necessarily independently verified all such information. Third-party links are provided solely for convenience and informational purposes. The inclusion of a link does not necessarily indicate Common Cents’ sponsorship, endorsement, approval, or control of the third-party website, its operator, or its content. Common Cents is not responsible for the content, security, availability, privacy practices, or accuracy of third-party websites. Visitors should review the terms, disclosures, and privacy policies applicable to any third-party website they visit.
TAX AND LEGAL INFORMATION
Common Cents does not provide legal or accounting services. Any discussion of taxes, estate planning, insurance, Social Security, Medicare, or similar subjects is general in nature and should not be relied upon as a substitute for advice from a qualified attorney, certified public accountant, tax professional, insurance professional, or other appropriate specialist. Tax laws and regulations are complex and subject to change. The tax consequences of a financial decision depend upon each person’s particular circumstances.
CFP® CERTIFICATION
Martin Rosenthal is a CFP® professional. CFP® certification is granted to individuals—not firms—who satisfy CFP Board’s initial and ongoing certification requirements. The certification does not constitute an endorsement by the SEC or any other governmental authority, and it does not guarantee investment performance or the success of any financial plan. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. (“CFP Board Center”) owns and licenses to Certified Financial Planner Board of Standards, Inc. (“CFP Board”) the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER® certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which CFP Board authorizes for use by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
REGULATORY DOCUMENTS
Additional information about Common Cents Wealth Management, LLC, including its services, fees, business practices, affiliations, and potential conflicts of interest, is available in the firm’s Form ADV Part 2A brochure and Form CRS. These documents should be reviewed carefully before engaging the firm. Current regulatory information about Common Cents Wealth Management, LLC may also be obtained through the SEC’s Investment Adviser Public Disclosure website at adviserinfo.sec.gov.
PRIVACY AND ELECTRONIC COMMUNICATIONS
Please do not transmit confidential, sensitive, or time-sensitive information through an unsecured website form or ordinary email. Electronic communications may not be secure, may not be received promptly, and should not be used to communicate trade instructions or other urgent requests. Please refer to the firm’s Privacy Policy for information regarding its collection, use, and protection of personal information. © 2026 Common Cents Wealth Management, LLC. All rights reserved.
