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1. Stick to Your Long-Term PlanYour financial plan was built with ups and downs in mind. Market volatility is normal, and reacting emotionally can derail years of disciplined planning. Instead of...

April is Financial Literacy MonthApril is officially recognized as Financial Literacy Month, a time dedicated to highlighting the importance of understanding financial terms that can significantly...

Why Knowing Your Risk Tolerance MattersInvesting can be a thrilling yet daunting endeavor. The idea of potential gains, juxtaposed against possible losses, often triggers an emotional roller...

Looking Ahead: Navigating Life Insurance in 2025As we approach 2025, understanding life insurance trends becomes increasingly important. The most recent statistics not only guide individuals in...

As the new year unfolds, businesses across the nation are seeing significant changes in minimum wage rates. Over 20 states have implemented minimum wage increases for 2025, but the extent and...

The Social Security Fairness Act is a game-changer for millions of retirees, particularly public servants such as teachers, firefighters, and police officers, who were previously shortchanged by...

Beyond the pride of owning a home, there are significant financial benefits that arise, especially during tax season. These benefits can seem daunting, given the complexity of tax laws. Let’s walk...

As January 2025 kicks off, Financial Wellness Month offers a prime opportunity to take charge of your financial health. The fresh start of a new year is an ideal time to review your financial goals...

As 2024 comes to a close, we find ourselves reflecting on the events that shaped the past year. It was a year of challenges, resilience, and opportunities for growth. From navigating market...

As we approach the end of 2024, it's an opportune moment to assess your financial status and adjust your goals to start 2025 strong. Use this checklist to ensure you're making the most of your...

The fall semester brings a wave of excitement for both college students and their parents. However, alongside this buzz of activity, financial challenges can loom large. With college tuition having...

As we wrap up 2024, the team at Common Cents Wealth Management, LLC would like to extend our heartfelt gratitude to our clients, friends, and readers for placing your trust in us. This holiday...

In life, much like the weather, things can change unexpectedly. One moment the sky is clear and sunny, and the next, it’s pouring rain. Just as you wouldn't leave the house without an umbrella on a...

Starting in 2024, a remarkable new rule will allow 529 plan beneficiaries to transfer funds into a Roth IRA. This significant update offers a bridge between college savings and retirement planning,...

Is $1 Million Really Enough for Retirement?For many, the notion of accumulating $1 million for retirement symbolizes financial security and preparedness. However, evolving economic conditions and...

Life is as unpredictable as a spring day that suddenly turns from sunny to rainy. Just as an umbrella shields you from unexpected downpours, an emergency fund acts as your financial umbrella. This...

Charitable Giving Options: Maximizing Impact and Satisfaction Philanthropy is a powerful way to give back to the community, make a lasting difference, and experience personal fulfillment....